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Guernsey
Jersey
Isle of Man
Isle of Wight
Southampton
Leasing allows you to fund any asset whether it’s a new computer
system, a new company vehicle or furnishing for your premises.
There can be many advantages by utilising lease arrangements. You can effectively lease equipment for your business, easing your cash flow and making account planning easier along the way.
Frequently Asked Questions
What happens to my application?
Whether you have popped in to see us, given us a call or contacted us online, we will provide you with a free, no obligation quote. Should you wish to proceed with your application, we may request some additional details. We will then undertake credit checks and endeavour to advise you within 24 hours if your application has been successful. If it’s approved, we will invite you to our office to sign the documents. The funds can then be transferred the same day* into your bank account (*Charge applied for same-day transfer).
How much can I borrow?
Leasing arrangements are made available to you and are geared to the value of the asset(s). This can vary greatly depending on the type of business you are operating. Come and speak to us about your needs.
What can I have a Loan for?
Leasing allows you fund a number of assets, whether it’s a new computer system, a new company vehicle or office furniture. Speak to us about your needs.
How long can I take it over?
Typically Leasing agreements are offered over the accounting depreciation period assigned to the asset(s). Come and speak to us about your business.
Do you offer payment breaks?
Leasing agreements do not offer payment breaks. If your business is having cashflow difficulties, come and speak to us. We may be able to find the right solution together!
Can I choose a repayment date?
Yes, you can select the date that suits you best.
Can I change my repayment date?
Circumstances change….we get that! We are happy to amend the repayment date at your request for no extra charge.
How can I make repayments?
Ordinarily we set up your Loan repayment on a monthly direct debit, but should you wish to make repayments by a different method, we are happy to discuss and find the most suitable repayment method for you.
Can I repay my Loan early?
Your Lease agreement may be settled early by arrangement. Talk to us. You may even benefit from a rebate in interest
Can I make overpayments?
Of course you can! We can offer various options if you have some additional funds and wish to pay off a lump sum or make overpayments. Any overpayment is best done by arrangement. Come and talk to us.
Change in your circumstances?
We understand that unexpected events happen. If your circumstances change or you wish to review your repayment arrangements, just get in touch with us. We are always happy to help you where we can.
Cherry Godfrey Representative example: Assumed borrowing of £4,000 over 48 months at a fixed rate of 8.5% per annum with an arrangement fee of £200 would result in a representative rate of 19.43% APR, monthly repayments of £117.26 and a total amount payable of £5,628.32.
