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Guernsey
Jersey
Isle of Man
Isle of Wight
Southampton
Cherry Godfrey offer hire purchase agreements. This type of loan enables you to cost efficiently fund your new car, motorcycle, boat, motorhome or indeed any other qualifying asset over the term provided. Contact us today about the options available to you.
Cherry Godfrey can provide you with the finance that you need.
It's simple, just follow these steps.
Apply
Complete our quick and easy online application form or request a call back and one of our team will contact you.
Quote
Within 24 hours we will get back to you. We may need to contact you for additional information before we can provide a quote.
Get Your Loan
Your loan will be in your account within 3 days.
Frequently Asked Questions
What happens to my application?
Whether you have popped in to see us, given us a call or contacted us online, we will provide you with a free, no obligation quote. Should you wish to proceed with your application, we may request some additional details. We will then undertake credit checks and endeavour to advise you within 24 hours if your application has been successful. If it’s approved, we will invite you to our office to sign the documents. The funds can then be transferred the same day* into your bank account (*Charge applied for same-day transfer).
How much can I borrow?
Cherry Godfrey offers loans up to £30,000 unsecured, with larger secured amounts available.
What can I have a Loan for?
Cherry Godfrey understands that every person and business in our island is unique. We offer finance to suit just about any purpose, whether it’s that well deserved holiday, a new car or even to clear the balance on other loans or credit cards. Talk to us and we’ll find a solution together!
How long can I take it over?
Typical repayment periods are from 6 months to 84 months. Terms made available will be subject to your personal circumstances and underwriting approval.
Do you offer payment breaks?
A payment break is possible by arrangement. Please contact us directly for further information.
Can I choose a repayment date?
Yes, you can select the date that suits you best.
Can I change my repayment date?
Circumstances change...we get that! We are happy to amend the repayment date at your request for no extra charge.
How can I make repayments?
Ordinarily we set up your loan repayment on a monthly direct debit, but should you wish to make repayments by a different method, we are happy to discuss and find the most suitable repayment method for you.
Can I repay my Loan early?
You can settle your loan agreement in full at any time. Cherry Godfrey do not charge any additional fees for early settlement. Depending on where you are in the term of your loan, you may even be entitled to receive a rebate of interest!
Can I make overpayments?
Of course you can! We can offer various options if you have some additional funds and wish to pay off a lump sum or make overpayments. Any overpayment is best done by arrangement. Come and talk to us.
Change in my circumstances?
We understand that unexpected events happen. If your circumstances change or you wish to review your repayment arrangements, just get in touch with us. We are always happy to help you where we can.
Cherry Godfrey Representative example: Assumed borrowing of £4,000 over 48 months at a fixed rate of 8.5% per annum with an arrangement fee of £200 would result in a representative rate of 19.43% APR, monthly repayments of £117.26 and a total amount payable of £5,628.32.
