From leisurely cruising to the high stakes of Cowes-Week, there is a wide gamut of boating adventures out there to be enjoyed! However, any mariner is in the same boat when it comes to making sure that your marine insurance is ship-shape and Bristol Fashion. At Cherry Godfrey, we take pride in offering the most comprehensive and tailor-made boat insurance policies. In this helpful introduction, we’ll run through some of the things that boat insurance covers. So, let’s dive into what sets our marine policies apart and why they should be your trusted companion on every voyage.
Cherry Godfrey’s Comprehensive Coverage
As with every service we offer, one size certainly doesn’t fit all. Our boat insurance policies are meticulously crafted to cater to your specific needs, whether you’re a more casual, weekend sailor or a seasoned sea dog.
We believe that boat insurance is a must, granting you the confidence to hit the open water knowing that we have your back should you need to make a claim. There are some situations where insurance is completely non-negotiable. These circumstances vary depending on your sailing location and activities, but may include:
· Mooring: Some marinas enforce a strict requirement for insurance before allowing you to moor your vessel.
· Navigation on specific inland waterways.
· Crossing international borders.
· Participating in vessel racing events.
· Financing your vessel: As with a mortgage for a house, obtaining insurance is often a prerequisite when financing a boat through a 'marine mortgage'.
Our tailor-made policies ensure that you receive the precise coverage you need, without unnecessary add-ons or gaps in protection. From third-party liability cover to specialised options like water skiing and towing of toys liability cover, whether you're using your boat for leisure, work, or any other purpose, savvy boat owners should set themselves on an even keel with the correct marine insurance coverage.
Flexibility and Choice
We understand that choice is paramount when it comes to insurance. Our experienced brokers work with a choice of leading and most trusted boat insurers, ensuring the best deal – and always providing comprehensive cover at competitive prices. With extended cruising ranges, cover for damage to underwater machinery, and even racing risks cover available, our policies offer the flexibility to adapt to your needs.
Peace of Mind
Getting out on the water should be a joyous experience: the last thing you should have on your mind is worries about what might go wrong. That’s why our Marine Policies include features like personal accident cover and transit insurance, providing security for you and your loved ones on every journey. Plus, with our no-claims discount feature, we reward responsible boaters for their sensible seamanship. Additionally, if you do not wish to insure your own vessel, we also offer third-party cover should you damage another person’s vessel (personal accident cover is included within this).
Commercial Craft Coverage
For those who make their living on the water, our commercial craft insurance offers specialised coverage. Our policies protect your business from unique maritime risks and are tailored to your requirements, whether you happen to be a charter captain, a fishing fleet operator, or a pleasure cruise provider.
Ultimately, when it comes to your safety and that of your vessel, there’s no room for compromise. At Cherry Godfrey, we’re passionate about providing you with comprehensive coverage, tailored policies and the peace of mind you need to enjoy every moment on the water. Anchors aweigh!
Do you need to take out new marine insurance? Don’t hesitate to connect with Cherry Godfrey today. With us as your Boatswain, we guarantee your peace of mind with the right insurance coverage. Reach out today to chat about your next adventure on the high (or low) seas!
