In the rapid world of finance, timing can often be the difference between success and failure. Whether you’re an individual looking to secure a property, or a business navigating a complex acquisition, having the right funding at the right moment is critical. That’s where bridging finance comes in – a short-term, flexible funding option designed to “bridge the gap” until longer-term solutions are secured.
At Cherry Godfrey, we pride ourselves on being the. Our bridging finance solutions provide a unique combination of speed, flexibility, and personalisation. Whether it’s a quick property purchase or a more complex business transaction, Cherry Godfrey is here to tailor the perfect solution for you.
What Exactly is Bridging Finance?
Bridging finance is a short-term, interest-only loan that provides temporary funding. It’s typically used when funds are needed quickly but the long-term financing (or the sale of an asset) is not yet available. The loan helps you "bridge" that gap, allowing you to move forward with your plans without delay.
At Cherry Godfrey, we offer bridging loans with:
- A minimum term of just 1 month, ideal for quick transitions
- A maximum term of up to 24 months, providing flexibility for longer-term needs
- Funding amounts up to £1,000,000, giving you the financial freedom you need
- Interest-only repayment options, keeping initial costs manageable
However, we do require that the source of repayment is clear and readily identifiable, ensuring that you have a secure exit strategy for when the loan term ends.
Why Choose Bridging Finance?
Whether you’re an individual or a business, bridging loans offer several advantages:
- Speed and Flexibility: With bridging finance, you can secure funding quickly, avoiding delays that could otherwise derail important transactions.
- Short-Term Solution: Ideal for situations where funding is only needed for a limited time.
- Tailored to Your Needs: Every bridging loan is customised to your specific circumstances, meaning you get the best possible terms for your situation.
Who Can Benefit from Bridging Finance?
Bridging loans are versatile and can be used in a wide variety of situations. Below are some of the reasons people and businesses turn to Cherry Godfrey’s bridging finance solutions:
1. Property Transactions
You may have found your dream home or a fantastic investment opportunity, but you’re waiting on the sale of another property. A bridging loan allows you to move forward with the purchase, without waiting for the sale to complete.
2. Asset Sales
If you're selling a significant asset, such as property or equipment, but the transaction is delayed, bridging finance can cover the interim period, giving you the flexibility to meet your financial obligations or even pursue new opportunities while you wait for the sale to conclude.
3. Estate Execution
Settling an estate can take time, sometimes longer than anticipated. Bridging finance helps in situations where funds are tied up in the estate, allowing beneficiaries to access money more quickly.
4. Corporate and Trust Transactions
Businesses, trusts, and corporate entities often face gaps in funding when dealing with mergers, acquisitions, or restructuring. Bridging loans provide the financial boost necessary to complete these complex transactions smoothly and efficiently.
5. Unique Personal or Business Situations
Sometimes, the universe throws unexpected situations your way. Whether it’s a personal matter, a business opportunity, or an urgent financial requirement, Cherry Godfrey’s team of financial experts is ready to craft a bespoke bridging loan that fits your unique needs.
Cherry Godfrey: Flexibility, Personalisation and Service
What sets Cherry Godfrey apart from other financial providers is our commitment to flexibility and our personalised approach. Too many lenders offer rigid, “one-size-fits-all” financial products that don’t meet the unique needs of individuals and businesses. At Cherry Godfrey, we understand that every financial scenario is different, so our products must be flexible.
Our expert lending team takes the time to understand your specific circumstances and craft a tailored solution that meets your exact requirements. Whether you’re dealing with a simple property transaction or a complex corporate deal, we’ll help you find the right financial solution.
Personal and Business Solutions
Whether you’re an individual needing short-term funding for a personal project, or a business in need of financing to facilitate a major acquisition, you can trust Cherry Godfrey to help. We work across sectors, from property transactions and asset sales to corporate financing and estate planning.
If you think bridging finance might be the solution you’re looking for, don’t wait - simply submit a call back request through our website. One of our expert lending team members will get in touch to discuss your needs and help you find the best financial solution.
